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Well-respected bank offering Payday loans

 

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A so far well-respected bank - 'US Bank' offers payday loans now. I could not believe it!
This morning I logged in to verify some checks had cleared and I saw a new symbol saying "Request Checking Account Advance"

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U.S. Bank's Checking Account Advance allows you to request an advance on your next direct deposit.

Key Features:

* Advance cash immediately into your checking account.
* Payoff of advance and finance charge is automatic. Payments will be deducted from your checking account with your next direct desposit(s) of $100 or more, or, if not fully paid, on the final payment date, which is the 35th day after your advance.1
* Finance charge is $1 for every $10 advanced (120% APR).
* Advance between $20 and your limit. If your checking account is overdrawn, you must advance enough to bring your account to a $0 balance.
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Below a screenshot as 'proof'.

At least they put the APR in there, in bold letters. It is probably required by law in California.
The red arrow was added by me.

What are your comments? Are they trying to ruin people?

A few weeks ago, I noticed a banner saying "Equity Line - Why not?", luring people into spending the equity that they have in their homes. I guess payday loans are the logical consequence. What will come after that?

My opinion is: this bank is going too far to make profits. Everyone knows that these payday loans are a big trap and nothing good will ever come out from it. What makes me mad is that I closed my credit union's accounts 2 months ago and switched over to US bank. They have a local branch with good opening hours, plus a good HELOC (Home Equity Line of Credit) at prime - 1.01%, that's why I went with them.



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You are on page 173 of 174, other pages: 1 2 3 170 171 172 [173] 174
2017-10-13, 13:47:08
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2017-10-13, 13:49:21
Amanda Josh from United States  
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2017-10-13, 13:51:05
Amanda Josh from United States  
After too many disappointments with hackers. O my God i still can believe the world still have legit hackers like this out there. i came across Sabina Roman’s post on a blog where she talked about a hacker whom helped her out with a bank hack so I contacted him to see if its truth because of my experience with some hackers that I had to stop looking for a hacker until I saw the post and I decided to try for the last time. its actually impossible to put in words how much of a Genius he is and also can't stop thanking him for helping me through my divorce case because I needed to hack into my husband’s telephone to get some proof before going for the bank hacking .Jonny Belter is a Black-hat hacker and very capable of any type of hack in the hacking world as they call it. He is actually one of the best out there and also very good to understand what so ever you are going through, in my own case the money wasn't the problem and i can gladly say every money spent was so worth it. I made a promise to him that I must tell the world of his good works and if you are interested in any type of hacking jobs you can contact him through his email hackwithjonny-AT-gmail-DOT-com and please tell him Amanda Josh told you about his good works and I keep saying thank you Jonny belter and God bless you for everything.
2017-10-13, 18:45:08
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2017-10-13, 18:45:14
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2017-10-14, 12:57:28
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2017-10-14, 12:58:01
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2017-10-26, 07:54:47
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You are on page 173 of 174, other pages: 1 2 3 170 171 172 [173] 174

 

 

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