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Well-respected bank offering Payday loans

 

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A so far well-respected bank - 'US Bank' offers payday loans now. I could not believe it!
This morning I logged in to verify some checks had cleared and I saw a new symbol saying "Request Checking Account Advance"

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U.S. Bank's Checking Account Advance allows you to request an advance on your next direct deposit.

Key Features:

* Advance cash immediately into your checking account.
* Payoff of advance and finance charge is automatic. Payments will be deducted from your checking account with your next direct desposit(s) of $100 or more, or, if not fully paid, on the final payment date, which is the 35th day after your advance.1
* Finance charge is $1 for every $10 advanced (120% APR).
* Advance between $20 and your limit. If your checking account is overdrawn, you must advance enough to bring your account to a $0 balance.
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Below a screenshot as 'proof'.

At least they put the APR in there, in bold letters. It is probably required by law in California.
The red arrow was added by me.

What are your comments? Are they trying to ruin people?

A few weeks ago, I noticed a banner saying "Equity Line - Why not?", luring people into spending the equity that they have in their homes. I guess payday loans are the logical consequence. What will come after that?

My opinion is: this bank is going too far to make profits. Everyone knows that these payday loans are a big trap and nothing good will ever come out from it. What makes me mad is that I closed my credit union's accounts 2 months ago and switched over to US bank. They have a local branch with good opening hours, plus a good HELOC (Home Equity Line of Credit) at prime - 1.01%, that's why I went with them.



Comments:

You are on page 186 of 186, other pages: 1 2 3 183 184 185 [186]
2018-05-15, 01:40:50
marts.capitalfinance@gmail.com from Australia  
Hello Sir/Ma

I work as Financial Consultant for my clients..Am direct mandate to an Active, Reliable and Capable provider of bank instruments,such as fresh cut BG, SBLC, MTN and LC which are specifically for lease/purchase, our Bank instruments can be engage in PPP Trading, Discounting, Signature Project(s) such as Aviation, Agriculture, Petroleum , Telecommunication, Construction of dams, Bridges, Real Estate and all kind of projects.



Right now we currently have options for lease/Collateral for Loan and we can deliver instruments strictly with our terms and procedure only.

Best Regards

Martin Steffens
Email: marts.capitalfinance@gmail.com
Skype: marts.capitalfinance@gmail.com
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2018-05-15, 20:06:07
James from Portugal  
We are direct Mandate to a genuinely renowned Investment Finance Company offering Cash & Asset Backed Financial Instruments such as BG/SBLC/MTN/LC/DLC on Lease and Sale at the best rates and with the most feasible procedures. Instruments offered can be put in all forms of trade and can be monetized or discounted for direct funding. We offer certifiable and verifiable bank instruments via Swift Transmission from a genuine provider capable of taking up time bound transactions.

Kindly contact for genuine inquiries and I can provider you with the needed information.

Contact : James Petty    
Email: jpettyinstrumentlender01@gmail.com
Skype: jpettyinstrumentlender01

Regards,



Keywords:
2018-05-15, 20:07:28
Utpal Chowdhury  
rating
Dear sir,

We offer seasoned and fresh cut bank instrument for lease/sale, such as BG, SBLC, MTN, Bank Bonds, Bank Draft, T strips and other. Leased Instruments can be obtained at minimal expense to the borrower compared to other banking options. This offer is opened to both individuals and corporate bodies.

Kindly show your interest as soon as you are in need of our services to enable us furnish you More Details.
Email: chowdutpal@gmail.com
Skype: utpal.chowdhury73

BROKERS ARE WELCOME & 100% PROTECTED!!!

Regards,
Utpal

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2018-05-18, 08:27:12
anonymous from India  
We are urgently in need of kidney donor in a very good health condition for the sum of $470,000,00 and we will take properly care of the donor doling the whole process, here you can contact us via email address: ahospital661@gmail.com or phone number-+919677345881 whatsApp or call. by name Dr Donald
2018-05-20, 03:31:54
anonymous from Turkey  
Hello, Apply and get qualify for a loan.Interest rate 1% easy process.
Please Only serious inquiries.
Name :
Country :
Phone number :
Amount Needed as Loan :
Purpose of Loan :
Email : bdsfn.com@gmail.com
Emaill: anatiliatextileltd@gmail.com
Best Regards.
Mrs.Carol Anderson

Hello, Apply and get qualify for a loan.Interest rate 1% easy process.
Please Only serious inquiries.
Name :
Country :
Phone number :
Amount Needed as Loan :
Purpose of Loan :
Email : bdsfn.com@gmail.com
Emaill: anatiliatextileltd@gmail.com
Best Regards.
Mrs.Carol Anderson

Hello, Apply and get qualify for a loan.Interest rate 1% easy process.
Please Only serious inquiries.
Name :
Country :
Phone number :
Amount Needed as Loan :
Purpose of Loan :
Email : bdsfn.com@gmail.com
Emaill: anatiliatextileltd@gmail.com
Best Regards.
Mrs.Carol Anderson
You are on page 186 of 186, other pages: 1 2 3 183 184 185 [186]

 

 

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